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Just Retirement, part of Just Group, is a leading provider of retirement financial solutions in the UK. They offer a range of equity release products designed to help homeowners unlock the value of their property.

Just Retirement Equity Release Plans

Lifetime Mortgages: Just Retirement provides lifetime mortgages, allowing homeowners aged 55 and over to release tax-free cash from their home. The loan and accrued interest are typically repaid when the last borrower passes away or moves into long-term care.

Enhanced/Ill Health Equity Release: Just Retirement offers enhanced lifetime mortgages, which provide better terms to homeowners with certain health conditions, allowing them to release more equity or receive a lower interest rate based on their health status.

Key Features

  • Tax-Free Cash: Access funds without selling your home.
  • No Monthly Payments: Repay the loan when the property is sold.
  • Retain Homeownership: Stay in your home for life.
  • No Negative Equity Guarantee: Never owe more than the value of your home when sold.
  • Enhanced Terms: Better terms for those with qualifying health conditions.

Benefits of Lifetime Mortgages

  • Flexible Use of Funds: Use the released cash for home improvements, paying off debts, or helping family members.
  • Inheritance Protection: Options to protect a portion of your home's value for your heirs.
  • Portability: Transfer the mortgage to a new property if it meets Just Retirement’s lending criteria.
  • Fixed Interest Rates: Enjoy predictable costs with fixed interest rates.

Professional Advice

Seeking professional advice is essential when considering equity release. An adviser can provide personalised recommendations based on your financial situation and retirement goals. They help you understand the pros and cons of different options and make informed decisions about your equity release strategy, ensuring you fully comprehend the long-term impact on your financial future.

Next Steps

Choosing the right equity release plan is crucial for securing your financial future in retirement. Getting expert advice can help you make the most of your home's value. By understanding your specific needs and circumstances, an adviser can guide you through the process and help you optimise your financial strategy.

Interested in learning more about Just Retirement equity release and how to maximise its benefits? Speak to a knowledgeable adviser who can provide personalised advice and support.

Get Expert Just Retirement Equity Release Advice Now

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Why Use Us?

Unbiased & Impartial - We search every equity release lender in the UK. We're an independent website with no affiliation to any equity release lender and therefore we don't promote any "special offers" from specific lenders.

Whole of Market - We search the whole of the equity release market including exclusive quotes and rates sometimes available to equity release brokers.

How It Works

  1. Complete our simple form
  2. Our partner, Unbiased, will connect you with one equity release adviser perfectly suited to meet your needs. Expect an email with their details.
  3. You'll receive a no-obligation equity release quote
  4. Your assigned broker will then contact you to schedule your first meeting.

What People Say

"He has kept me posted every step of the way and explained everything fully. There were no hidden costs. I would definitely recommend and will not hesitate to use them in the future"


"Very satisfied with the service received ! The advisor was excellent handling our equity release and was very helpful with all questions we had and changing our term twice! Thanks again!"

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